About Section 3:
Section 3 is a provision of the Housing and Urban Development Act of 1968 that promotes local economic development, neighborhood economic improvement, and individual self-sufficiency. Section 3 is both race and gender neutral. The preferences provided under this regulation are based on income level and location.
About the CERT program:
The Central Certification (CERT) Program is a small business certification program recognized by Hennepin County, Ramsey County, the City of Minneapolis and the City of Saint Paul. The CERT Program includes certification for Minority-Owned Business Enterprise (MBE), Women-Owned Business Enterprise (WBE), and Small Business Enterprise (SBE).
SOURCE: stpaul.gov, 2018